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Options involve substantial risk and are not suitable for all investors. OptionSpire provides educational tools and information only, not investment advice. Risk Disclosure

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Options strategy calculator

Covered Call Calculator

A Covered Call combines long shares with a short call option. The stock position participates in downside movement, while the short call premium can provide income and caps upside above the call strike.

Calculate This Strategy
Illustrative payoff at expirationBullish to neutral
Covered Call Calculator example payoff diagramThe call premium can offset part of a stock decline. At expiration, gains above the short call strike are generally capped because the shares may be called away at that strike.UNDERLYING PRICEPROFIT / LOSS
Example payoff. The call premium can offset part of a stock decline. At expiration, gains above the short call strike are generally capped because the shares may be called away at that strike.

Outlook

Bullish to neutral

When it fits

Use this calculator when you already own shares and want to compare premium income against a defined sale price for those shares.

Risk note

The stock can still decline substantially. A Covered Call can also limit gains if the underlying rises above the short call strike.

Covered Call Calculator FAQs

How many shares are needed for a Covered Call?

One standard U.S. equity option contract typically represents 100 shares. The calculator keeps stock shares and option contracts visible so you can model the position size deliberately.

Why does cost basis matter for a Covered Call?

Cost basis determines the profit or loss on the stock shares. The calculator combines that stock result with the option premium and short call payoff.

Related Strategies

Explore similar approaches and alternatives to find the best fit for your market outlook.

Similar Strategies

Similar market outlook or risk profile

Cash-Secured Put

Bullish to neutral

A Cash-Secured Put sells one put while reserving sufficient cash to purchase shares if assigned. The position collects option premium in exchange for the obligation to buy at the selected strike.

Protective Put

Bullish with downside protection

A Protective Put combines long shares with a purchased put option. The stock retains upside participation, while the put can establish a lower exit value at the selected strike before expiration.

Alternative Approaches

Different ways to achieve similar or opposite goals

Long Call

Bullish

A Long Call buys one call option and gives the holder the right to buy shares at the selected strike before expiration. It is a defined-risk position that can benefit when the underlying price rises.

Bull Call Spread

Moderately bullish

A Bull Call Spread buys one call at a lower strike and sells one call at a higher strike with the same expiration. Both risk and profit potential are defined at entry, and the net cost is lower than buying a call outright.

Simpler Options

Easier strategies with fewer legs

Long Call

Bullish

A Long Call buys one call option and gives the holder the right to buy shares at the selected strike before expiration. It is a defined-risk position that can benefit when the underlying price rises.

Iron Condor

Neutral (range-bound)

An Iron Condor combines a bull put spread and a bear call spread. It profits when the underlying stays within a defined range between the short strikes, collecting premium from all four options.

Open Calculator to Compare Strategies

Educational use only. Options involve risk and this calculator does not provide investment advice or guarantee an outcome.